ASPEN Credit Union Profile

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ASPEN

Charter #17224 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (605) 342-7776

Fax: (605) 348-3172

Founding Date: N/A

Website: http://www.aspenfcu.com

Personnel & Operations

President: Larson, Deborah

Manager: Brown-Graff, Pamela

FT Employees: 27

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: 7:30 - 5:30

Credit Union Profile Summary

ASPEN is a FCU Credit Union. With a total of 7,707 members [1], this institution manages approximately $157,124,783 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.33% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.87% [1].

Financial Snapshot

Total Assets [1]
$157,124,783

Total economic resources.

Total Loans [1]
$137,921,289

Total value of outstanding loans.

Total Deposits [1]
$143,759,590

Total funds deposited by members.

Members [1]
7,707

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.33%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.06%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
95.94%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 10.93%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 10.87%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 4.97%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4956 5th St

Rapid City, SD, 57701
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by ASPEN (Charter #17224).

Main Office

Main Office Main Office

Type: Corporate Office

4956 5th St

Rapid City, SD 57701

Phone: (605) 342-7776

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Rapid City

West Branch

Type: Branch Office

2300 W Main St

Rapid City, SD 57702

Phone: (605) 342-7776

Services: Member Services, ATM, Drive-Thru

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