WEST VIRGINIA Credit Union Profile

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WEST VIRGINIA

Charter #17057 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 744-7604

Fax: (304) 744-1993

Founding Date: N/A

Website: http://www.wvfcu.org

Personnel & Operations

President: Cox, Greg

Manager: Arvon, Nicholas

FT Employees: 21

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: 7:30 am til 6 pm

Credit Union Profile Summary

WEST VIRGINIA is a FCU Credit Union. With a total of 7,330 members [1], this institution manages approximately $132,239,168 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 18.63% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.33% [1].

Financial Snapshot

Total Assets [1]
$132,239,168

Total economic resources.

Total Loans [1]
$75,617,462

Total value of outstanding loans.

Total Deposits [1]
$106,983,482

Total funds deposited by members.

Members [1]
7,330

Number of active members.

Performance Ratios

Net Worth Ratio [1]
18.63%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.56%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
70.68%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.59%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 0.33%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.96%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

318 5th Ave

South Charlesto, WV, 25303-1240
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by WEST VIRGINIA (Charter #17057).

Main Office

WVFCU Main Office

Type: Corporate Office

318 5th Ave

South Charleston, WV 25303-1240

Phone: (304) 744-7604

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Saint Albans

WVFCU

Type: Branch Office

2355 Maccorkle Ave

Saint Albans, WV 25177-2008

Phone: (304) 729-3000

Services: Member Services, ATM, Drive-Thru

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