PEOPLES Credit Union Profile

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PEOPLES

Charter #16993 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 722-2274

Fax: (304) 722-2285

Founding Date: N/A

Website: http://www.Peoplesfcu.com

Personnel & Operations

President: Scott II, Jesse

Manager: Myers, Andrew

FT Employees: 29

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 5

Hours: 9:00 am - 5:00 pm Monday - Friday 9:00 am

Credit Union Profile Summary

PEOPLES is a FCU Credit Union. With a total of 10,859 members [1], this institution manages approximately $125,668,551 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.06% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.11% [1].

Financial Snapshot

Total Assets [1]
$125,668,551

Total economic resources.

Total Loans [1]
$98,629,627

Total value of outstanding loans.

Total Deposits [1]
$104,790,928

Total funds deposited by members.

Members [1]
10,859

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.06%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.19%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
94.12%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.84%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.11%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.78%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

419 1st Ave S

Nitro, WV, 25143-2313
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by PEOPLES (Charter #16993).

Main Office

Main Main Office

Type: Corporate Office

419 1st Ave S

Nitro, WV 25143-2313

Phone: (304) 722-2274

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Cross Lanes

Cross Lanes

Type: Branch Office

102 Lakeview Dr

Cross Lanes, WV 25313-1466

Phone: (304) 722-2274

Services: Member Services, ATM, Drive-Thru

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Eleanor

People FCU Eleanor

Type: Branch Office

900 Roosevelt Boulevard

Eleanor, WV 25070

Phone: (304) 722-2274

Services: Member Services, ATM

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Point Pleasant

Point Pleasant

Type: Branch Office

2101 Jackson Ave

Point Pleasant, WV 25550-1936

Phone: (304) 675-4441

Services: Member Services, ATM, Drive-Thru

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