GARY FIREFIGHTERS ASSOCIATION Credit Union Profile

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GARY FIREFIGHTERS ASSOCIATION

Charter #169 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (219) 881-5217

Fax: (219) 886-9771

Founding Date: N/A

Personnel & Operations

President: Delgado, James

Manager: Aguilar, Joseph

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 1

Hours: 9 to 3 Tues-Thurs 9-12 Friday payday (every

Credit Union Profile Summary

GARY FIREFIGHTERS ASSOCIATION is a FCU Credit Union. With a total of 298 members [1], this institution manages approximately $1,630,659 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 43.37% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.19% [1].

Financial Snapshot

Total Assets [1]
$1,630,659

Total economic resources.

Total Loans [1]
$490,423

Total value of outstanding loans.

Total Deposits [1]
$925,883

Total funds deposited by members.

Members [1]
298

Number of active members.

Performance Ratios

Net Worth Ratio [1]
43.37%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-1.47%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
52.97%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -7.19%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -7.19%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.30%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

200 E 5th Ave

Gary, IN, 46402
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by GARY FIREFIGHTERS ASSOCIATION (Charter #169).

Main Office

main office Main Office

Type: Corporate Office

200 E 5th Ave

Gary, IN 46402

Phone: (219) 881-5217

Services: Member Services

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Additional Branches

Gary

#13 Station

Type: Corporate Office

6012 W 26th Ave

Gary, IN 46406

Phone: (219) 884-5392

Services: None specified

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