NORTHERN INDIANA Credit Union Profile

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NORTHERN INDIANA

Charter #168 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (219) 942-3377

Fax: (219) 947-5099

Founding Date: N/A

Website: http://www.nifedcu.org

Personnel & Operations

President: Beck, Vernon

Manager: Biasi, Christine

FT Employees: 7

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 53

Branches: 2

Hours: Lobby: 9 am to 5:00 pm Monday, Tuesday, We

Credit Union Profile Summary

NORTHERN INDIANA is a FCU Credit Union. With a total of 5,687 members [1], this institution manages approximately $39,859,310 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.82% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.86% [1].

Financial Snapshot

Total Assets [1]
$39,859,310

Total economic resources.

Total Loans [1]
$27,500,307

Total value of outstanding loans.

Total Deposits [1]
$35,493,488

Total funds deposited by members.

Members [1]
5,687

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.82%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.07%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
77.48%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
0.26%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
2.86%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-3.40%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

8121 Grand Blvd

Merrillville, IN, 46410

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by NORTHERN INDIANA (Charter #168).

Main Office

Merrillville Office Main Office

Type: Corporate Office

8121 Grand Blvd

Merrillville, IN 46410

Phone: (219) 942-3377

Services: Member Services, ATM, Drive-Thru

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