DELAWARE RIVER & BAY AUTH EMP Credit Union Profile

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DELAWARE RIVER & BAY AUTH EMP

Charter #16769 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (302) 571-6323

Fax: (302) 571-6367

Founding Date: N/A

Personnel & Operations

President: Delano, Mark

Manager: Larotonda, Joseph

FT Employees: 0

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 14

Branches: 3

Hours: 9AM - 3PM

Credit Union Profile Summary

DELAWARE RIVER & BAY AUTH EMP is a FCU Credit Union. With a total of 405 members [1], this institution manages approximately $4,239,492 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 24.76% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.49% [1].

Financial Snapshot

Total Assets [1]
$4,239,492

Total economic resources.

Total Loans [1]
$567,744

Total value of outstanding loans.

Total Deposits [1]
$3,183,512

Total funds deposited by members.

Members [1]
405

Number of active members.

Performance Ratios

Net Worth Ratio [1]
24.76%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.82%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
17.83%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-8.70%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
4.49%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-12.72%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

I295 & NEW CASTLE AVE, DELAWARE MEM

NEW CASTLE, DE, 19720

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by DELAWARE RIVER & BAY AUTH EMP (Charter #16769).

Main Office

New Castle Main Office

Type: Corporate Office

I295 & New Castle Ave

Delaware Memorial Bridge

New Castle, DE 19720

Phone: (302) 571-6323

Services: Member Services

Open in Directions

Additional Branches

Lewes

Lewes Terminal

Type: Branch Office

43 Cape Henlopen Dr

Lewes, DE 19958-3142

Phone: (302) 644-6006

Services: Member Services

Open in Directions

North Cape May

Cape May Terminal

Type: Branch Office

1200 Lincoln Blvd

North Cape May, NJ 08204

Phone: (609) 889-7242

Services: Member Services

Open in Directions