BILOXI TEACHERS Credit Union Profile

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BILOXI TEACHERS

Charter #16699 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (228) 436-5126

Fax: (228) 436-5107

Founding Date: N/A

Website: https://www.biloxischools.net/domai

Personnel & Operations

President: Cadney, Carolyn

Manager: Deshamp, Sherry

FT Employees: 1

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: 9:00 am - 12:00 Noon and 1:00 pm - 4:00 pm

Credit Union Profile Summary

BILOXI TEACHERS is a FCU Credit Union. With a total of 1,114 members [1], this institution manages approximately $11,111,945 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.68% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.74% [1].

Financial Snapshot

Total Assets [1]
$11,111,945

Total economic resources.

Total Loans [1]
$4,306,837

Total value of outstanding loans.

Total Deposits [1]
$9,798,181

Total funds deposited by members.

Members [1]
1,114

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.68%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.28%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
43.96%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
11.34%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-6.74%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-10.74%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1445 Father Ryan Ave

Biloxi, MS, 39530

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by BILOXI TEACHERS (Charter #16699).

Main Office

Biloxi Teachers Fed CU Main Office

Type: Corporate Office

1445 Father Ryan Ave

Biloxi, MS 39530

Phone: (228) 436-5126

Services: None specified

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