S C I Credit Union Profile

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S C I

Charter #16655 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (843) 669-3712

Fax: (843) 669-3851

Founding Date: N/A

Website: http://www.scifcu.com

Personnel & Operations

President: BROACH, DANIEL

Manager: SEASTRUNK, ROBERT

FT Employees: 4

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 15

Branches: 1

Hours: Monday through Friday 8:30 AM until 5:00 P

Credit Union Profile Summary

S C I is a FCU Credit Union. With a total of 1,659 members [1], this institution manages approximately $22,167,632 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.07% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.32% [1].

Financial Snapshot

Total Assets [1]
$22,167,632

Total economic resources.

Total Loans [1]
$9,356,287

Total value of outstanding loans.

Total Deposits [1]
$18,813,019

Total funds deposited by members.

Members [1]
1,659

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.07%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.14%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
49.73%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -4.33%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -5.32%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 7.45%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

812 2nd Loop Rd

Florence, SC, 29505-2828
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by S C I (Charter #16655).

Main Office

Main Office Main Office

Type: Corporate Office

812 2nd Loop Rd

Florence, SC 29505-2828

Phone: (843) 669-3712

Services: Member Services, Drive-Thru

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Additional Branches

Darlington

Dixie's Federal Credit Union

Type: Corporate Office

501 Russell St

Darlington, SC 29532-4031

Phone: (843) 393-0426

Services: None specified

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