SOLUTIONS FIRST Credit Union Profile

Showing details for SOLUTIONS FIRST Credit Union.

Home > AL > SOLUTIONS FIRST

SOLUTIONS FIRST

Charter #16556 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (334) 347-9000

Fax: (334) 347-1074

Founding Date: N/A

Website: http://www.solutionsfirstcu.com

Personnel & Operations

President: Nolin, Chester

Manager: Foshee, Jennifer

FT Employees: 8

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: Monday thru Friday 8:45 am- 4:45pm Staurda

Credit Union Profile Summary

SOLUTIONS FIRST is a FCU Credit Union. With a total of 4,966 members [1], this institution manages approximately $44,674,631 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 6.73% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -17.58% [1].

Financial Snapshot

Total Assets [1]
$44,674,631

Total economic resources.

Total Loans [1]
$22,025,895

Total value of outstanding loans.

Total Deposits [1]
$41,888,282

Total funds deposited by members.

Members [1]
4,966

Number of active members.

Performance Ratios

Net Worth Ratio [1]
6.73%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.38%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
52.58%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.76%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -17.58%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.34%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1108 Boll Weevil Cir

Enterprise, AL, 36330-1388
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 2 branches reported by SOLUTIONS FIRST (Charter #16556).

Main Office

SOLUTIONS FIRST FEDERAL CREDIT UNION Main Office

Type: Corporate Office

1108 Boll Weevil Cir

Enterprise, AL 36330-1388

Phone: (334) 347-9000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Ozark

Solutions First Federal CU - Ozark Branch

Type: Branch Office

131 Mixon School Road

Ozark, AL 36360

Phone: (334) 545-2100

Services: Member Services, ATM, Drive-Thru

Open in Directions