ACIPCO Credit Union Profile

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ACIPCO

Charter #16500 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (205) 328-4371

Fax: (205) 251-1513

Founding Date: N/A

Website: http://www.acipcofcu.org

Personnel & Operations

President: Kitchens, Mike

Manager: Cooke, Alison

FT Employees: 20

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 12

Branches: 2

Hours: 8:00 AM TO 4:30 PM MONDAY THROUGH FRIDAY

Credit Union Profile Summary

ACIPCO is a FCU Credit Union. With a total of 8,810 members [1], this institution manages approximately $210,094,978 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.74% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.28% [1].

Financial Snapshot

Total Assets [1]
$210,094,978

Total economic resources.

Total Loans [1]
$132,737,273

Total value of outstanding loans.

Total Deposits [1]
$182,376,697

Total funds deposited by members.

Members [1]
8,810

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.74%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.98%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
72.78%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.34%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.28%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.94%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1501 31ST AVE N

BIRMINGHAM, AL, 35207
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by ACIPCO (Charter #16500).

Main Office

ACIPCO Federal Credit Union Main Office

Type: Corporate Office

1501 31st Ave N

Birmingham, AL 35207

Phone: (205) 328-4371

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Birmingham

1st Resource Credit Union

Type: Branch Office

47 W Oxmoor Rd

Birmingham, AL 35209

Phone: (205) 944-1192

Services: None specified

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