FOUR SEASONS Credit Union Profile

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FOUR SEASONS

Charter #16479 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (334) 745-4711

Fax: (334) 745-4385

Founding Date: N/A

Website: http://www.fourseasonsfcu.com

Personnel & Operations

President: Dorsey, Rodney

Manager: Lehman, Arthur

FT Employees: 28

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 44

Branches: 2

Hours: M-F 8AM-5PM SAT 8AM-12PM

Credit Union Profile Summary

FOUR SEASONS is a FCU Credit Union. With a total of 9,472 members [1], this institution manages approximately $93,099,560 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.43% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.96% [1].

Financial Snapshot

Total Assets [1]
$93,099,560

Total economic resources.

Total Loans [1]
$54,242,750

Total value of outstanding loans.

Total Deposits [1]
$83,855,092

Total funds deposited by members.

Members [1]
9,472

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.43%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.32%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
64.69%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.92%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 9.96%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.87%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2915 PEPPERELL PKWY

OPELIKA, AL, 36801-6127
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by FOUR SEASONS (Charter #16479).

Main Office

Pepperell Main Office

Type: Corporate Office

2915 Pepperell Pkwy

Opelika, AL 36801-6127

Phone: (334) 745-4711

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Opelika

Marvyn

Type: Branch Office

2300 Marvyn Pkwy

Opelika, AL 36804-7473

Phone: (334) 364-0470

Services: Member Services, ATM, Drive-Thru

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