FIRST NESHOBA Credit Union Profile

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FIRST NESHOBA

Charter #16435 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (601) 656-1183

Fax: (601) 656-9700

Founding Date: N/A

Website: http://www.fnfcu.org

Personnel & Operations

President: Hudson, Harvin

Manager: Martin, Jason

FT Employees: 9

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: 8:30-4:30 M-Thursday 8:30-5:00 Friday

Credit Union Profile Summary

FIRST NESHOBA is a FCU Credit Union. With a total of 3,900 members [1], this institution manages approximately $23,476,790 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.42% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.13% [1].

Financial Snapshot

Total Assets [1]
$23,476,790

Total economic resources.

Total Loans [1]
$8,317,792

Total value of outstanding loans.

Total Deposits [1]
$20,246,489

Total funds deposited by members.

Members [1]
3,900

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.42%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.41%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
41.08%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
7.09%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-3.13%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.63%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

547 E Main St

Philadelphia, MS, 39350-2429

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by FIRST NESHOBA (Charter #16435).

Main Office

First Neshoba Federal Credit Union Main Office

Type: Corporate Office

547 E Main St

Philadelphia, MS 39350-2429

Phone: (601) 656-1183

Services: Member Services, Drive-Thru

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