DEPARTMENT OF COMMERCE Credit Union Profile

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DEPARTMENT OF COMMERCE

Charter #16410 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (202) 808-3600

Fax: (202) 482-4317

Founding Date: N/A

Website: http://www.docfcu.org

Personnel & Operations

President: Digiacomo, Brian

Manager: Collins, Patrick

FT Employees: 80

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 9.41%

Membership Type: 36

Branches: 2

Hours: 8:30 Am to 3:30 pm

Credit Union Profile Summary

DEPARTMENT OF COMMERCE is a FCU Credit Union. With a total of 29,429 members [1], this institution manages approximately $806,932,615 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 6.53% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -14.05% [1].

Financial Snapshot

Total Assets [1]
$806,932,615

Total economic resources.

Total Loans [1]
$683,491,805

Total value of outstanding loans.

Total Deposits [1]
$728,831,687

Total funds deposited by members.

Members [1]
29,429

Number of active members.

Performance Ratios

Net Worth Ratio [1]
6.53%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.25%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
93.78%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -7.51%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -14.05%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.69%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1401 Constitution Ave NW Rm B-0038A

Washington, DC, 20230-0001
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 4 branches reported by DEPARTMENT OF COMMERCE (Charter #16410).

Main Office

Main Office Main Office

Type: Corporate Office

1401 Constitution Ave NW Rm B-0038A

Washington, DC 20230-0001

Phone: (202) 808-3600

Services: Member Services, ATM

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Additional Branches

Midlothian

Mortgage Division

Type: Corporate Office

5309 Commonwealth Centre Pkwy Ste 407

Midlothian, VA 23112

Phone: (804) 588-4787

Services: None specified

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Silver Spring

Silver Spring Office

Type: Branch Office

1325 E West HWY

Silver Spring, MD 20910

Phone: (301) 588-4722

Services: None specified

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Washington

The White House Branch

Type: Branch Office

1724 F St NW

Washington, DC 20505

Phone: (202) 808-3600

Services: Member Services, ATM

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