MISSISSIPPI HIGHWAY SAFTY PAT Credit Union Profile

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MISSISSIPPI HIGHWAY SAFTY PAT

Charter #16327 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (601) 987-1290

Fax: (601) 987-1294

Founding Date: N/A

Website: http://www.mhspfcu.com

Personnel & Operations

President: Caston, Gregory

Manager: Warren, Ashley

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 2

Hours: Mon & Fri -- 7:30 am-3:30 pm Wed -- 7:30

Credit Union Profile Summary

MISSISSIPPI HIGHWAY SAFTY PAT is a FCU Credit Union. With a total of 1,400 members [1], this institution manages approximately $13,234,972 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 26.17% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.97% [1].

Financial Snapshot

Total Assets [1]
$13,234,972

Total economic resources.

Total Loans [1]
$7,997,662

Total value of outstanding loans.

Total Deposits [1]
$9,742,094

Total funds deposited by members.

Members [1]
1,400

Number of active members.

Performance Ratios

Net Worth Ratio [1]
26.17%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.47%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
82.09%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.45%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.97%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.50%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1900 E Woodrow Wilson Ave Ste 204

Jackson, MS, 39216-5118
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by MISSISSIPPI HIGHWAY SAFTY PAT (Charter #16327).

Main Office

MS Highway Safety Patrol FCU Main Office

Type: Corporate Office

1900 E Woodrow Wilson Ave Ste 204

Jackson, MS 39216-5118

Phone: (601) 987-1290

Services: Member Services

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Additional Branches

Pearl

Troop C

Type: Branch Office

3851 Highway 468 W

Pearl, MS 39208

Phone: (601) 987-1297

Services: Member Services

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