HOMETOWN Credit Union Profile

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HOMETOWN

Charter #1621 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (765) 472-7600

Fax:

Founding Date: N/A

Website: http://www.hometownfcu.org

Personnel & Operations

President: West, Larry

Manager: Lowe, Mark

FT Employees: 9

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: M, T, Th 8:30 - 5 W 8:30 -1 S 9-12

Credit Union Profile Summary

HOMETOWN is a FCU Credit Union. With a total of 4,036 members [1], this institution manages approximately $35,824,267 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 30.72% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.19% [1].

Financial Snapshot

Total Assets [1]
$35,824,267

Total economic resources.

Total Loans [1]
$26,058,053

Total value of outstanding loans.

Total Deposits [1]
$24,741,072

Total funds deposited by members.

Members [1]
4,036

Number of active members.

Performance Ratios

Net Worth Ratio [1]
30.72%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
3.97%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
105.32%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-2.28%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
2.19%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.00%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

151 N Broadway

PERU, IN, 46970

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by HOMETOWN (Charter #1621).

Main Office

Hometown Federal Credit Union Main Office

Type: Corporate Office

151 N Broadway

Peru, IN 46970

Phone: (765) 472-7600

Services: None specified

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