WATERFRONT Credit Union Profile

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WATERFRONT

Charter #16178 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (206) 622-8415

Fax: (206) 622-3981

Founding Date: N/A

Website: http://www.waterfrontfcu.org

Personnel & Operations

President: Linsten, Tyler

Manager: Cropley, Michelle

FT Employees: 15

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 1

Hours: M-F 9:30-5:30

Credit Union Profile Summary

WATERFRONT is a FCU Credit Union. With a total of 6,684 members [1], this institution manages approximately $90,912,915 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.31% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.01% [1].

Financial Snapshot

Total Assets [1]
$90,912,915

Total economic resources.

Total Loans [1]
$52,647,803

Total value of outstanding loans.

Total Deposits [1]
$80,284,752

Total funds deposited by members.

Members [1]
6,684

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.31%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.48%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
65.58%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-2.16%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-1.01%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.14%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

6419 Fauntleroy Way SW

Seattle, WA, 98136

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by WATERFRONT (Charter #16178).

Main Office

Main/Corp office Main Office

Type: Corporate Office

6419 Fauntleroy Way SW

Seattle, WA 98136

Phone: (206) 622-8415

Services: Member Services, ATM

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