FLINT Credit Union Profile

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FLINT

Charter #16085 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (478) 847-5180

Fax: (478) 847-5196

Founding Date: N/A

Personnel & Operations

President: McCrary, Laquita

Manager: Kendrick, Tonya

FT Employees: 1

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 53

Branches: 2

Hours: Monday, Tuesday, Thursday and Friday 8-5

Credit Union Profile Summary

FLINT is a FCU Credit Union. With a total of 612 members [1], this institution manages approximately $2,917,173 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 27.98% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.96% [1].

Financial Snapshot

Total Assets [1]
$2,917,173

Total economic resources.

Total Loans [1]
$1,168,314

Total value of outstanding loans.

Total Deposits [1]
$2,082,623

Total funds deposited by members.

Members [1]
612

Number of active members.

Performance Ratios

Net Worth Ratio [1]
27.98%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.18%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
56.10%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.39%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 2.96%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.00%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3 S Macon ST

Reynolds, GA, 31076
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by FLINT (Charter #16085).

Main Office

Flint Federal Credit Union Main Office

Type: Corporate Office

3 S Macon ST

Reynolds, GA 31076

Phone: (478) 847-5180

Services: Member Services

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Additional Branches

Reynolds

Flint EMC Reynolds

Type: Corporate Office

3 S Macon St

Reynolds, GA 31076

Phone: (478) 847-3415

Services: None specified

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