BIG ISLAND Credit Union Profile

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BIG ISLAND

Charter #1607 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (808) 935-9778

Fax: (808) 934-7572

Founding Date: N/A

Website: https://www.bigislandfcu.com

Personnel & Operations

President: Kaaihue, Jr., Henry

Manager: Aguinaldo, Nicole

FT Employees: 30

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: M-F 8:30 - 5:00

Credit Union Profile Summary

BIG ISLAND is a FCU Credit Union. With a total of 9,673 members [1], this institution manages approximately $182,705,286 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.23% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -16.94% [1].

Financial Snapshot

Total Assets [1]
$182,705,286

Total economic resources.

Total Loans [1]
$41,775,059

Total value of outstanding loans.

Total Deposits [1]
$164,950,096

Total funds deposited by members.

Members [1]
9,673

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.23%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.09%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
25.33%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 9.13%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -16.94%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.06%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

66 LONO ST

HILO, HI, 96720-4144
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by BIG ISLAND (Charter #1607).

Main Office

Hilo Branch Main Office

Type: Corporate Office

66 Lono St

Hilo, HI 96720-4144

Phone: (808) 935-9778

Services: Member Services, ATM

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Additional Branches

Kailua Kona

Kona Branch

Type: Branch Office

75-5737 Kuakini Hwy

Kailua Kona, HI 96740-1710

Phone: (808) 329-8889

Services: Member Services, ATM

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Keaau

Puna Branch

Type: Branch Office

16-594 Kipimana St

Keaau, HI 96749-8021

Phone: (808) 930-2600

Services: Member Services, ATM, Drive-Thru

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