U S PIPE BESSEMER EMPLOYEES Credit Union Profile

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U S PIPE BESSEMER EMPLOYEES

Charter #1601 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (205) 428-5581

Fax: (205) 428-5581

Founding Date: N/A

Personnel & Operations

President: Hooper, David

Manager: Lambert, Teresa

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 42

Branches: 1

Hours: MONDAY, TUESDAY & FRIDAY 9:00am-4:30pm WED

Credit Union Profile Summary

U S PIPE BESSEMER EMPLOYEES is a FCU Credit Union. With a total of 505 members [1], this institution manages approximately $3,006,596 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 22.5% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.07% [1].

Financial Snapshot

Total Assets [1]
$3,006,596

Total economic resources.

Total Loans [1]
$1,004,889

Total value of outstanding loans.

Total Deposits [1]
$2,319,437

Total funds deposited by members.

Members [1]
505

Number of active members.

Performance Ratios

Net Worth Ratio [1]
22.5%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-1.06%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
43.32%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.79%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.07%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.39%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2115 19th St N

Bessemer, AL, 35020-8840
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by U S PIPE BESSEMER EMPLOYEES (Charter #1601).

Main Office

USP Main Office

Type: Corporate Office

2115 19th St N

Bessemer, AL 35020-8840

Phone: (205) 428-5581

Services: Member Services

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