SIXTH AVENUE BAPTIST Credit Union Profile

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SIXTH AVENUE BAPTIST

Charter #15938 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (205) 322-6654

Fax: (205) 322-6673

Founding Date: N/A

Website: http://www.sixthavebaptistfcu.org

Personnel & Operations

President: DAVIS, RANSOM

Manager: DAYS, MICHELE

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 01

Branches: 1

Hours: M,T,TH,F 8:00 A.M. - 5:00 P.M. W 8:00 A.M.

Credit Union Profile Summary

SIXTH AVENUE BAPTIST is a FCU Credit Union. With a total of 845 members [1], this institution manages approximately $5,348,236 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.89% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.21% [1].

Financial Snapshot

Total Assets [1]
$5,348,236

Total economic resources.

Total Loans [1]
$3,638,270

Total value of outstanding loans.

Total Deposits [1]
$4,866,603

Total funds deposited by members.

Members [1]
845

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.89%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.77%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
74.76%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.84%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 10.21%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.09%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1101 MARTIN LUTHER KING JR DR

BIRMINGHAM, AL, 35211-2841
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by SIXTH AVENUE BAPTIST (Charter #15938).

Main Office

SIXTH AVENUE BAPTIST FCU Main Office

Type: Corporate Office

1101 MARTIN LUTHER KING JR DR

Birmingham, AL 35211-2841

Phone: (205) 322-6654

Services: Member Services

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