THREE RIVERS Credit Union Profile

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THREE RIVERS

Charter #159 | NCUA Region 2 | FCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (260) 490-8328

Fax: (260) 489-9362

Founding Date: N/A

Website: http://www.3riversfcu.org

Personnel & Operations

President: Spindler, Brent

Manager: Cates, Don

FT Employees: 485

PT Employees: 12

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 25

Hours: LOBBY: M-F 9-6, SAT 9-1

Credit Union Profile Summary

THREE RIVERS is a FCU Credit Union. With a total of 136,228 members ^[1], this institution manages approximately $2,711,908,470 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.24% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.02% ^[1].

Financial Snapshot

Total Assets ^[1]

$2,711,908,470

Total economic resources.

Total Loans ^[1]

$1,814,377,964

Total value of outstanding loans.

Total Deposits ^[1]

$2,028,741,037

Total funds deposited by members.

Members ^[1]

136,228

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

13.24%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.60%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

89.43%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 13.50%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -0.02%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 14.05%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1605 NORTHLAND BLVD

FORT WAYNE, IN, 46825

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 22 branches reported by THREE RIVERS (Charter #159).

Main Office

Northland East Main Office

Type: Corporate Office

1605 Northland Blvd

Fort Wayne, IN 46825

Phone: (260) 490-8328

Services: Member Services

THREE RIVERS Credit Union Profile

THREE RIVERS

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Northland East Main Office

Additional Branches

Angola

Auburn

Bluffton

Columbia City

Decatur

Fort Wayne

Hagerstown

Kendallville

Liberty

New Haven

Richmond

Saint Marys