MEMPHIS MUNICIPAL EMPLOYEES Credit Union Profile

Showing details for MEMPHIS MUNICIPAL EMPLOYEES Credit Union.

Home > TN > MEMPHIS MUNICIPAL EMPLOYEES

MEMPHIS MUNICIPAL EMPLOYEES

Charter #15433 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (901) 528-2816

Fax: (901) 528-2826

Founding Date: N/A

Website: http://www.mmefcu.org

Personnel & Operations

President: Johnson, Charlette

Manager: Price, Delphine

FT Employees: 4

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 1

Hours: Office -Monday-Thursday 8:30am-5pm

Credit Union Profile Summary

MEMPHIS MUNICIPAL EMPLOYEES is a FCU Credit Union. With a total of 3,173 members [1], this institution manages approximately $15,060,726 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 19.93% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.86% [1].

Financial Snapshot

Total Assets [1]
$15,060,726

Total economic resources.

Total Loans [1]
$5,437,056

Total value of outstanding loans.

Total Deposits [1]
$11,899,396

Total funds deposited by members.

Members [1]
3,173

Number of active members.

Performance Ratios

Net Worth Ratio [1]
19.93%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.98%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
45.69%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -3.09%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.86%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.32%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

577 Dr Ml King Jr Ave

Memphis, TN, 38126-1942
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 1 branches reported by MEMPHIS MUNICIPAL EMPLOYEES (Charter #15433).

Main Office

Memphis Municipal EFCU Main Office

Type: Corporate Office

577 Dr Ml King Jr Ave

Memphis, TN 38126-1942

Phone: (901) 528-2816

Services: Member Services, ATM, Drive-Thru

Open in Directions