K V Credit Union Profile

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K V

Charter #15328 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (207) 623-5171

Fax: (207) 623-5341

Founding Date: N/A

Website: http://www.kvfcu.org

Personnel & Operations

President: Madore, David

Manager: Devine, Christine

FT Employees: 22

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: Mon - Thurs 8am-4:30pm Fri 8am-5:30pm

Credit Union Profile Summary

K V is a FCU Credit Union. With a total of 10,981 members [1], this institution manages approximately $129,468,126 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.01% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.54% [1].

Financial Snapshot

Total Assets [1]
$129,468,126

Total economic resources.

Total Loans [1]
$78,466,101

Total value of outstanding loans.

Total Deposits [1]
$113,500,661

Total funds deposited by members.

Members [1]
10,981

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.01%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.30%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
69.13%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
6.09%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
3.54%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.37%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

316 W River RD

Augusta, ME, 04330-3992

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by K V (Charter #15328).

Main Office

Main Office Branch Main Office

Type: Corporate Office

316 W River RD

Augusta, ME 04330-3992

Phone: (207) 623-5171

Services: Member Services, Drive-Thru

Open in Directions

Additional Branches

Oakland

Oakland Branch

Type: Branch Office

35 Oak St

Oakland, ME 04963-5013

Phone: (207) 465-4423

Services: Member Services, Drive-Thru

Open in Directions

Waterville

Waterville Branch

Type: Branch Office

299 Main St

Waterville, ME 04901-4918

Phone: (207) 877-9474

Services: Member Services, Drive-Thru

Open in Directions