WARE COUNTY SCHOOL EMPLOYEES Credit Union Profile

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WARE COUNTY SCHOOL EMPLOYEES

Charter #15265 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (912) 285-9728

Fax: (912) 287-2202

Founding Date: N/A

Website: http://www.warecountyschoolemployee

Personnel & Operations

President: YONZ, RANDY

Manager: CHRISTOPHER, PRISCILLA

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 04

Branches: 1

Hours: MON-FRI 8:30-4:30

Credit Union Profile Summary

WARE COUNTY SCHOOL EMPLOYEES is a FCU Credit Union. With a total of 798 members [1], this institution manages approximately $6,329,678 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.02% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.80% [1].

Financial Snapshot

Total Assets [1]
$6,329,678

Total economic resources.

Total Loans [1]
$4,376,807

Total value of outstanding loans.

Total Deposits [1]
$5,506,384

Total funds deposited by members.

Members [1]
798

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.02%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.82%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
79.49%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -3.43%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -2.80%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.38%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1301 BAILEY ST

WAYCROSS, GA, 31501
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by WARE COUNTY SCHOOL EMPLOYEES (Charter #15265).

Main Office

MAIN OFFICE Main Office

Type: Corporate Office

1301 BAILEY ST

Waycross, GA 31501

Phone: (912) 285-9728

Services: Member Services

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