TENNESSEE VALLEY Credit Union Profile

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TENNESSEE VALLEY

Charter #1520 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (423) 634-3600

Fax: (423) 634-3588

Founding Date: N/A

Website: http://www.tvfcu.com

Personnel & Operations

President: Longmire, David

Manager: Fortner, Todd

FT Employees: 528

PT Employees: 41

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 30

Hours: 8:00 a.m. - 5:00 p.m.

Credit Union Profile Summary

TENNESSEE VALLEY is a FCU Credit Union. With a total of 172,364 members [1], this institution manages approximately $2,938,525,435 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.66% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 11.05% [1].

Financial Snapshot

Total Assets [1]
$2,938,525,435

Total economic resources.

Total Loans [1]
$2,170,276,820

Total value of outstanding loans.

Total Deposits [1]
$2,481,438,697

Total funds deposited by members.

Members [1]
172,364

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.66%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.64%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
87.46%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
7.43%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
11.05%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
3.34%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

535 Chestnut St

Chattanooga, TN, 37402

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 24 branches reported by TENNESSEE VALLEY (Charter #1520).

Main Office

Chattanooga - Admin Main Office

Type: Corporate Office

535 Chestnut St

Chattanooga, TN 37402

Phone: (423) 634-3600

Services: Member Services

Open in Directions

Additional Branches

Athens

Athens Branch

Type: Branch Office

1314 Decatur Pike

Athens, TN 37303

Phone: (423) 634-8300

Services: Member Services, ATM, Drive-Thru

Open in Directions

Chattanooga

City Center Branch

Type: Branch Office

728 Market St

Ste 112B

Chattanooga, TN 37402

Phone: (423) 634-3600

Services: Member Services, ATM

Open in Directions

COC Branch

Type: Branch Office

1101 Market st

Chattanooga, TN 37402

Phone: (423) 634-5300

Services: Member Services, ATM

Open in Directions

East Ridge Food City

Type: Branch Office

3636 Ringgold Rd

Chattanooga, TN 37412

Phone: (423) 634-3600

Services: Member Services, ATM

Open in Directions

Eastgate Branch

Type: Branch Office

491 Greenway View Dr

Chattanooga, TN 37411

Phone: (423) 634-5100

Services: Member Services, ATM, Drive-Thru

Open in Directions

Hamilton Place Branch

Type: Branch Office

7442 Commons Blvd

Chattanooga, TN 37421

Phone: (423) 634-5200

Services: Member Services, ATM, Drive-Thru

Open in Directions

Highway 58 Branch

Type: Branch Office

4974 Highway 58

Chattanooga, TN 37416

Phone: (423) 634-5600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Southside Branch

Type: Branch Office

125 W 20th St

Chattanooga, TN 37408

Phone: (423) 634-3600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Chickamauga

Chickamauga Branch

Type: Branch Office

13176 N Hwy 27

Chickamauga, GA 30707

Phone: (423) 634-5660

Services: Member Services, ATM, Drive-Thru

Open in Directions

Cleveland

North Cleveland Branch

Type: Branch Office

180 Stuart Xing NE

Cleveland, TN 37312

Phone: (423) 634-5900

Services: Member Services, ATM, Drive-Thru

Open in Directions

South Cleveland Branch

Type: Branch Office

2440 Treasury Dr SE

Cleveland, TN 37323

Phone: (423) 634-8200

Services: Member Services, ATM, Drive-Thru

Open in Directions

Dayton

Dayton Branch

Type: Branch Office

3475 Rhea County Hwy

Dayton, TN 37321

Phone: (423) 634-8400

Services: Member Services, ATM, Drive-Thru

Open in Directions

Etowah

Etowah Branch

Type: Branch Office

841 US 411 N

Etowah, TN 37331

Phone: (423) 634-3600

Services: Member Services, ATM

Open in Directions

Fort Oglethorpe

Fort Oglethorpe Branch

Type: Branch Office

200 Alamar St

Fort Oglethorpe, GA 30742

Phone: (423) 634-8600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Hixson

Hixson Branch

Type: Branch Office

5150 Austin Rd

Hixson, TN 37343

Phone: (423) 634-5400

Services: Member Services, ATM, Drive-Thru

Open in Directions

Kimball

Kimball Branch

Type: Branch Office

405 Dixie Lee Center Rd

Kimball, TN 37347

Phone: (423) 634-5500

Services: Member Services, ATM, Drive-Thru

Open in Directions

La Fayette

Roper Branch

Type: Branch Office

1507 Broomtown Rd

La Fayette, GA 30728-3407

Phone: (423) 634-3600

Services: Member Services, ATM

Open in Directions

Ooltewah

East Hamilton Food City

Type: Branch Office

1667 Ooltewah Ringgold Rd

Ooltewah, TN 37363

Phone: (423) 634-3600

Services: Member Services, ATM

Open in Directions

Ooltewah Branch

Type: Branch Office

6007 Relocation Way

Ooltewah, TN 37363

Phone: (423) 634-7900

Services: Member Services, ATM, Drive-Thru

Open in Directions

Red Bank

Red Bank Food City

Type: Branch Office

3901 Dayton Blvd

Red Bank, TN 37415-2715

Phone: (423) 634-3600

Services: Member Services, ATM

Open in Directions

Ringgold

Highway 41 Food City

Type: Branch Office

150 Highway 41

Ringgold, GA 30736

Phone: (423) 634-3600

Services: Member Services, ATM

Open in Directions

Ringgold Branch

Type: Branch Office

35 Poplar Springs Rd

Ringgold, GA 30736

Phone: (423) 634-4900

Services: Member Services, ATM, Drive-Thru

Open in Directions

Soddy Daisy

Soddy Daisy Branch

Type: Branch Office

9381 Dayton Pike

Soddy Daisy, TN 37379

Phone: (423) 634-7800

Services: Member Services, ATM, Drive-Thru

Open in Directions