FRANKLIN-SOMERSET Credit Union Profile

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FRANKLIN-SOMERSET

Charter #15159 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (207) 612-5400

Fax: (207) 474-0028

Founding Date: N/A

Website: http://www.f-sfcu.com

Personnel & Operations

President: Sansouci, Paula

Manager: Knapp, Beverly

FT Employees: 35

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 5

Hours: 8:00 a.m. - 5:00 p.m. Monday - Friday

Credit Union Profile Summary

FRANKLIN-SOMERSET is a FCU Credit Union. With a total of 10,151 members [1], this institution manages approximately $140,192,878 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.68% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.90% [1].

Financial Snapshot

Total Assets [1]
$140,192,878

Total economic resources.

Total Loans [1]
$66,017,247

Total value of outstanding loans.

Total Deposits [1]
$121,525,274

Total funds deposited by members.

Members [1]
10,151

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.68%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.11%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
54.32%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.01%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 3.90%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.25%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

114 E MADISON RD

MADISON, ME, 04950-3027
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 6 branches reported by FRANKLIN-SOMERSET (Charter #15159).

Main Office

Operations Center Main Office

Type: Corporate Office

114 E MADISON RD

Madison, ME 04950-3027

Phone: (207) 612-5400

Services: None specified

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Additional Branches

Farmington

Farmington

Type: Branch Office

485 WILTON RD

Farmington, ME 04938

Phone: (207) 778-4452

Services: Member Services, ATM, Drive-Thru

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Kingfield

Kingfield

Type: Branch Office

476 MAIN ST

Kingfield, ME 04947

Phone: (207) 265-4027

Services: Member Services, ATM, Drive-Thru

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Madison

Madison

Type: Branch Office

20 MAIN ST

Madison, ME 04950

Phone: (207) 696-3691

Services: Member Services, ATM, Drive-Thru

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Skowhegan

Skowhegan

Type: Branch Office

26 LEAVITT ST

Skowhegan, ME 04976

Phone: (207) 474-3331

Services: Member Services, ATM, Drive-Thru

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Stratton

Stratton

Type: Branch Office

104 MAIN STREET

Stratton, ME 04982

Phone: (207) 612-5455

Services: Member Services

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