ALCOA TENN Credit Union Profile

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ALCOA TENN

Charter #1509 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (865) 977-3118

Fax: (865) 977-0253

Founding Date: N/A

Website: https://www.atfcu.com

Personnel & Operations

President: Cage, Al

Manager: Gill, David

FT Employees: 73

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 5

Hours: Monday-Thursday 9:00 am - 4:30 pm Friday 9

Credit Union Profile Summary

ALCOA TENN is a FCU Credit Union. With a total of 22,205 members [1], this institution manages approximately $404,666,060 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.93% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.82% [1].

Financial Snapshot

Total Assets [1]
$404,666,060

Total economic resources.

Total Loans [1]
$229,405,439

Total value of outstanding loans.

Total Deposits [1]
$352,621,954

Total funds deposited by members.

Members [1]
22,205

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.93%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.64%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
65.06%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.93%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 0.82%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.86%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

124 N Hall Rd

Alcoa, TN, 37701-2648
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by ALCOA TENN (Charter #1509).

Main Office

ATFCU-Main Office Main Office

Type: Corporate Office

124 N Hall Rd

Alcoa, TN 37701-2648

Phone: (865) 977-3118

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Maryville

ATFCU-Fairview Branch

Type: Branch Office

2511 US Highway 411 S

Maryville, TN 37801-8636

Phone: (865) 982-4392

Services: Member Services, ATM, Drive-Thru

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ATFCU-Foothills Branch

Type: Branch Office

425 Foothills Mall Dr

Maryville, TN 37801-2324

Phone: (865) 977-1112

Services: Member Services, ATM, Drive-Thru

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Vonore

ATFCU-Tellico West Branch

Type: Branch Office

160 Deer Xing

Vonore, TN 37885-2133

Phone: (423) 884-6124

Services: Member Services, ATM, Drive-Thru

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