S T S P Credit Union Profile

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S T S P

Charter #15089 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (985) 218-9505

Fax: (985) 218-9508

Founding Date: N/A

Personnel & Operations

President: FAIRLEY, SIMMIE

Manager: RANDOLPH, RONALD

FT Employees: 1

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 04

Branches: 1

Hours: Tuesday & Friday 3:00 PM - 6:00 PM

Credit Union Profile Summary

S T S P is a FCU Credit Union. With a total of 295 members [1], this institution manages approximately $855,840 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.38% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -17.21% [1].

Financial Snapshot

Total Assets [1]
$855,840

Total economic resources.

Total Loans [1]
$363,380

Total value of outstanding loans.

Total Deposits [1]
$784,118

Total funds deposited by members.

Members [1]
295

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.38%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-1.35%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
46.34%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-2.11%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-17.21%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-15.71%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

27234 Highway 190

Lacombe, LA, 70445

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by S T S P (Charter #15089).

Main Office

Credit Union Main Office

Type: Corporate Office

27234 Highway 190

Lacombe, LA 70445

Phone: (985) 218-9505

Services: Member Services

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