REGIONAL Credit Union Profile

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REGIONAL

Charter #15072 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (800) 762-7419

Fax:

Founding Date: N/A

Website: HTTP://WWW.REGIONALFCU.ORG

Personnel & Operations

President: Long, Josh

Manager: Banning, Jill

FT Employees: 46

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 4

Hours: Mon - Fri 9 a.m. to 6 p.m., Sat 9 a.m to no

Credit Union Profile Summary

REGIONAL is a FCU Credit Union. With a total of 25,633 members [1], this institution manages approximately $183,949,774 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.88% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 12.49% [1].

Financial Snapshot

Total Assets [1]
$183,949,774

Total economic resources.

Total Loans [1]
$120,821,036

Total value of outstanding loans.

Total Deposits [1]
$161,256,904

Total funds deposited by members.

Members [1]
25,633

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.88%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.67%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
74.92%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.54%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 12.49%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.05%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

10909 Randolph St

Winfield, IN, 46307
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by REGIONAL (Charter #15072).

Main Office

Hammond Main Office

Type: Corporate Office

7144 Kennedy Ave

Hammond, IN 46323-2225

Phone: (219) 548-6800

Services: Member Services, Drive-Thru

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Additional Branches

Valparaiso

Portage

Type: Branch Office

389 W US Highway 6

Valparaiso, IN 46385

Phone: (219) 548-6800

Services: Member Services, Drive-Thru

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Valparaiso

Type: Branch Office

2801 Boilermaker Ct

Valparaiso, IN 46383-8400

Phone: (219) 548-6800

Services: Member Services, ATM, Drive-Thru

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