NORMAL CITY EMPLOYEES Credit Union Profile

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NORMAL CITY EMPLOYEES

Charter #14972 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (309) 433-3408

Fax:

Founding Date: N/A

Website: http://www.ncefcu.com

Personnel & Operations

President: Kotte, Mark

Manager: Thomas, Jackie

FT Employees: 0

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 1

Hours: M-F 8:30 am - 5:00 pm

Credit Union Profile Summary

NORMAL CITY EMPLOYEES is a FCU Credit Union. With a total of 599 members [1], this institution manages approximately $4,486,456 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.31% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.69% [1].

Financial Snapshot

Total Assets [1]
$4,486,456

Total economic resources.

Total Loans [1]
$2,938,945

Total value of outstanding loans.

Total Deposits [1]
$3,978,147

Total funds deposited by members.

Members [1]
599

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.31%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.41%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
73.88%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -3.85%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -7.69%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.16%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

100 E Phoenix Ave

Normal, IL, 61761-3018
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by NORMAL CITY EMPLOYEES (Charter #14972).

Main Office

Town of Normal Annex - South Main Office

Type: Corporate Office

100 E Phoenix Ave

Normal, IL 61761-3018

Phone: (309) 433-3408

Services: Member Services

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