EXPLORERS Credit Union Profile

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EXPLORERS

Charter #14874 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (605) 665-4309

Fax: (605) 665-4314

Founding Date: N/A

Website: http://www.explorerscu.com

Personnel & Operations

President: Gramkow, Brendan

Manager: Tompkins, April

FT Employees: 30

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 4

Hours: 8:30 AM TO 5:00 PM MONDAY THRU THURSDAY (LO

Credit Union Profile Summary

EXPLORERS is a FCU Credit Union. With a total of 8,996 members [1], this institution manages approximately $106,565,098 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.48% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.46% [1].

Financial Snapshot

Total Assets [1]
$106,565,098

Total economic resources.

Total Loans [1]
$65,582,621

Total value of outstanding loans.

Total Deposits [1]
$95,795,816

Total funds deposited by members.

Members [1]
8,996

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.48%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.69%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
68.46%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.60%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 0.46%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.32%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

609 W 21ST ST

YANKTON, SD, 57078
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by EXPLORERS (Charter #14874).

Main Office

Yankton Main Office

Type: Corporate Office

609 W 21st St

Yankton, SD 57078

Phone: (605) 665-4309

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Parkston

Parkston

Type: Branch Office

302 S SD Highway 37

Parkston, SD 57366

Phone: (605) 928-7520

Services: Member Services, ATM, Drive-Thru

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Springfield

Springfield

Type: Branch Office

1501 Walnut ST

Springfield, SD 57062

Phone: (605) 369-2909

Services: Member Services, ATM, Drive-Thru

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Tea

Tea

Type: Branch Office

730 E 1st St

Tea, SD 57064

Phone: (605) 213-0264

Services: Member Services, Drive-Thru

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