EDWARDS Credit Union Profile

Showing details for EDWARDS Credit Union.

Home > CA > EDWARDS

EDWARDS

Charter #14830 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (661) 952-5945

Fax: (661) 258-7244

Founding Date: N/A

Website: https://www.edwardsfcu.org

Personnel & Operations

President: O'Brien, Martin

Manager: Pope, Carter

FT Employees: 43

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: Lobby: 9:00 am - 5:00 pm Mon-Fri Walk-Up 8

Credit Union Profile Summary

EDWARDS is a FCU Credit Union. With a total of 12,704 members [1], this institution manages approximately $267,622,993 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.1% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 15.24% [1].

Financial Snapshot

Total Assets [1]
$267,622,993

Total economic resources.

Total Loans [1]
$142,866,744

Total value of outstanding loans.

Total Deposits [1]
$246,074,201

Total funds deposited by members.

Members [1]
12,704

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.1%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.19%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
58.06%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.00%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 15.24%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.67%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

10 S Muroc Dr

Edwards, CA, 93524-8002
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 2 branches reported by EDWARDS (Charter #14830).

Main Office

Edwards AFB Branch Main Office

Type: Corporate Office

10 S Muroc Dr

Edwards, CA 93524-8002

Phone: (661) 952-5945

Services: Member Services, ATM

Open in Directions

Additional Branches

Palmdale

Palmdale Branch

Type: Branch Office

39963 10th St W

Palmdale, CA 93551

Phone: (661) 952-5945

Services: Member Services, ATM

Open in Directions