MEMORIAL Credit Union Profile

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MEMORIAL

Charter #14824 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (228) 865-3142

Fax: (228) 865-3026

Founding Date: N/A

Website: https://www.memorialfcu.org

Personnel & Operations

President: COOK, DONNA

Manager: Lizana, Karen

FT Employees: 3

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 21

Branches: 1

Hours: MON - FRI 7AM TO 4PM

Credit Union Profile Summary

MEMORIAL is a FCU Credit Union. With a total of 1,171 members [1], this institution manages approximately $5,909,909 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 37.47% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.78% [1].

Financial Snapshot

Total Assets [1]
$5,909,909

Total economic resources.

Total Loans [1]
$2,123,986

Total value of outstanding loans.

Total Deposits [1]
$3,692,074

Total funds deposited by members.

Members [1]
1,171

Number of active members.

Performance Ratios

Net Worth Ratio [1]
37.47%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.34%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
57.53%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -7.45%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -3.78%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -8.37%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4305 14th St.

GULFPORT, MS, 39501
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MEMORIAL (Charter #14824).

Main Office

MEMORIAL FEDERAL CREDIT UNION Main Office

Type: Corporate Office

4500 13th St Rm 11

Gulfport, MS 39501

Phone: (228) 865-3142

Services: Member Services

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