CLEVELAND-BRADLEY CTY TEACHER Credit Union Profile

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CLEVELAND-BRADLEY CTY TEACHER

Charter #14677 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (423) 479-6392

Fax: (423) 476-5262

Founding Date: N/A

Website: http://www.cbctfcu.com

Personnel & Operations

President: STEVENSON, RITCHIE

Manager: SIMS, LESLIE

FT Employees: 9

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 2

Hours: MONDAY-FRIDAY 9:00AM-5:00PM

Credit Union Profile Summary

CLEVELAND-BRADLEY CTY TEACHER is a FCU Credit Union. With a total of 4,315 members [1], this institution manages approximately $72,031,818 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.5% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.57% [1].

Financial Snapshot

Total Assets [1]
$72,031,818

Total economic resources.

Total Loans [1]
$25,405,861

Total value of outstanding loans.

Total Deposits [1]
$62,756,982

Total funds deposited by members.

Members [1]
4,315

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.5%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.14%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
40.48%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 9.77%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -7.57%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 7.63%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

420 CENTRAL AVE NW

CLEVELAND, TN, 37311
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by CLEVELAND-BRADLEY CTY TEACHER (Charter #14677).

Main Office

Cleveland/Bradley County Teachers Federal Credit Union Main Office

Type: Corporate Office

420 Central Ave NW

Cleveland, TN 37311

Phone: (423) 479-6392

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Cleveland

Cleveland Bradley County Teachers Federal Credit Union

Type: Branch Office

137 Ocoee Xing NW

Cleveland, TN 37312

Phone: (423) 479-6392

Services: Member Services, ATM, Drive-Thru

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