PEACH STATE Credit Union Profile

Showing details for PEACH STATE Credit Union.

Home > GA > PEACH STATE

PEACH STATE

Charter #14676 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (678) 889-4328

Fax: (678) 225-4518

Founding Date: N/A

Website: http://www.peachstatefcu.org

Personnel & Operations

President: Welden, David

Manager: Boutwell, R. Marshall

FT Employees: 250

PT Employees: 9

Designations & Ratios

MDI Status: No

RBC Ratio: 13%

Membership Type: 34

Branches: 29

Hours: M-F 8:00-5:30pm

Credit Union Profile Summary

PEACH STATE is a FCU Credit Union. With a total of 77,972 members ^[1], this institution manages approximately $1,090,325,680 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.66% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 15.92% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,090,325,680

Total economic resources.

Total Loans ^[1]

$704,048,220

Total value of outstanding loans.

Total Deposits ^[1]

$988,304,936

Total funds deposited by members.

Members ^[1]

77,972

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

8.66%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.80%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

71.24%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 16.64%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 15.92%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 10.17%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1505 Lakes Pkwy Ste 100

Lawrenceville, GA, 30043

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 25 branches reported by PEACH STATE (Charter #14676).

Main Office

Lakes Parkway Main Office

Type: Corporate Office

1505 Lakes Pkwy Ste 100

Lawrenceville, GA 30043

Phone: (678) 889-4328

Services: None specified

PEACH STATE Credit Union Profile

PEACH STATE

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Lakes Parkway Main Office

Additional Branches

Athens

Augusta

Beech Island

Carnesville

Cornelia

Decatur

Evans

Greenwood

Jefferson

La Fayette

Lawrenceville

Loganville

Monroe

Suwanee

Toccoa

Trion

Watkinsville

Winder

Young Harris