I B E W 175 Credit Union Profile

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I B E W 175

Charter #14634 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (423) 899-1017

Fax: (423) 899-4677

Founding Date: N/A

Website: http://www.ibew175fcu.com

Personnel & Operations

President: STARLING, MICHAEL

Manager: BLANKENSHIP, BRIDGET

FT Employees: 3

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 03

Branches: 1

Hours: M-F 8:30AM-5:00PM

Credit Union Profile Summary

I B E W 175 is a FCU Credit Union. With a total of 1,594 members [1], this institution manages approximately $12,810,598 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 17.7% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.16% [1].

Financial Snapshot

Total Assets [1]
$12,810,598

Total economic resources.

Total Loans [1]
$9,664,667

Total value of outstanding loans.

Total Deposits [1]
$10,437,244

Total funds deposited by members.

Members [1]
1,594

Number of active members.

Performance Ratios

Net Worth Ratio [1]
17.7%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
3.21%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
92.60%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
7.19%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-2.16%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
5.77%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3922 VOLUNTEER DR STE 11

CHATTANOOGA, TN, 37416-3901

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by I B E W 175 (Charter #14634).

Main Office

IBEW175 FEDERAL CREDIT UNION Main Office

Type: Corporate Office

3922 VOLUNTEER DR STE 11

Chattanooga, TN 37416-3901

Phone: (423) 899-1017

Services: Member Services

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