APPALACHIAN POWER EMPLOYEES Credit Union Profile

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APPALACHIAN POWER EMPLOYEES

Charter #1463 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 696-1399

Fax: (304) 696-1397

Founding Date: N/A

Website: http://www.appalachianpowerefcu.vir

Personnel & Operations

President: Finley, James

Manager: GROSE, ALECIA

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 23

Branches: 1

Hours: MONDAY - FRIDAY 8 AM - 4PM

Credit Union Profile Summary

APPALACHIAN POWER EMPLOYEES is a FCU Credit Union. With a total of 833 members [1], this institution manages approximately $5,547,442 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 24.41% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -24.04% [1].

Financial Snapshot

Total Assets [1]
$5,547,442

Total economic resources.

Total Loans [1]
$3,258,227

Total value of outstanding loans.

Total Deposits [1]
$4,170,161

Total funds deposited by members.

Members [1]
833

Number of active members.

Performance Ratios

Net Worth Ratio [1]
24.41%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.12%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
78.13%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.51%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -24.04%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.36%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1122 7TH AVE

HUNTINGTON, WV, 25701
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by APPALACHIAN POWER EMPLOYEES (Charter #1463).

Main Office

MAIN OFFICE Main Office

Type: Corporate Office

1122 7TH AVE

Huntington, WV 25701

Phone: (304) 696-1399

Services: Member Services

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