FINANS Credit Union Profile

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FINANS

Charter #1457 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (219) 844-3125

Fax: (219) 844-2540

Founding Date: N/A

Website: http://www.finansfcu.org

Personnel & Operations

President: Wilson, James

Manager: Irizarry, Aileen

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 52

Branches: 1

Hours: Mon 9-5, Tue thru Thur 8:30 - 5, Fri 9-6 C

Credit Union Profile Summary

FINANS is a FCU Credit Union. With a total of 1,319 members [1], this institution manages approximately $8,972,891 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.44% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.70% [1].

Financial Snapshot

Total Assets [1]
$8,972,891

Total economic resources.

Total Loans [1]
$2,698,493

Total value of outstanding loans.

Total Deposits [1]
$7,923,229

Total funds deposited by members.

Members [1]
1,319

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.44%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.35%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
34.06%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-4.02%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-8.70%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-17.20%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

7017 Kennedy Ave

Hammond, IN, 46323

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by FINANS (Charter #1457).

Main Office

FinAns Federal Credit Union Main Office

Type: Corporate Office

7017 Kennedy Ave

Hammond, IN 46323

Phone: (219) 844-3125

Services: Member Services

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