VIDA Credit Union Profile

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VIDA

Charter #14542 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (909) 983-1959

Fax: (909) 988-5130

Founding Date: N/A

Website: http://www.vidafcu.org

Personnel & Operations

President: Checchi, Milissa

Manager: Stewart, Madeline

FT Employees: 33

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Mon - Fri 10-5

Credit Union Profile Summary

VIDA is a FCU Credit Union. With a total of 10,178 members [1], this institution manages approximately $170,386,749 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.59% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.25% [1].

Financial Snapshot

Total Assets [1]
$170,386,749

Total economic resources.

Total Loans [1]
$83,580,845

Total value of outstanding loans.

Total Deposits [1]
$146,301,644

Total funds deposited by members.

Members [1]
10,178

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.59%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.40%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
57.13%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-0.82%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
1.25%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
3.14%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1520 N Palmetto Ave

Ontario, CA, 91762

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by VIDA (Charter #14542).

Main Office

Ontario-Montclair School EFCU Main Office

Type: Corporate Office

1520 N Palmetto Ave

Ontario, CA 91762

Phone: (909) 983-1959

Services: Member Services

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