JAMES WARD, JR. Credit Union Profile

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JAMES WARD, JR.

Charter #14537 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (337) 824-5812

Fax: (337) 824-5810

Founding Date: N/A

Personnel & Operations

President: SEGURA, RAYMOND

Manager: WILLIAMS, LINDA

FT Employees: 1

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: 10:30 A.M. TO 5 P.M.

Credit Union Profile Summary

JAMES WARD, JR. is a FCU Credit Union. With a total of 488 members [1], this institution manages approximately $1,949,892 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 32.32% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.82% [1].

Financial Snapshot

Total Assets [1]
$1,949,892

Total economic resources.

Total Loans [1]
$1,011,832

Total value of outstanding loans.

Total Deposits [1]
$1,312,979

Total funds deposited by members.

Members [1]
488

Number of active members.

Performance Ratios

Net Worth Ratio [1]
32.32%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.82%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
77.06%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.15%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -6.82%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.61%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

303 S Main St

Jennings, LA, 70546-6429
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by JAMES WARD, JR. (Charter #14537).

Main Office

JAMES WARD JR. FCU Main Office

Type: Corporate Office

303 S Main St

Jennings, LA 70546-6429

Phone: (337) 824-5812

Services: Member Services

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