3RD DISTRICT HIGHWAY Credit Union Profile

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3RD DISTRICT HIGHWAY

Charter #14226 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (337) 262-6145

Fax: (337) 262-6144

Founding Date: N/A

Personnel & Operations

President: Begnaud, Jerry

Manager: Rushing, Cynthia

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 2

Hours: 07:45 P.M. to 11:30 A.M. and 12:30 P.M. to

Credit Union Profile Summary

3RD DISTRICT HIGHWAY is a FCU Credit Union. With a total of 1,224 members [1], this institution manages approximately $11,964,030 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 17.62% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.21% [1].

Financial Snapshot

Total Assets [1]
$11,964,030

Total economic resources.

Total Loans [1]
$4,765,043

Total value of outstanding loans.

Total Deposits [1]
$9,636,687

Total funds deposited by members.

Members [1]
1,224

Number of active members.

Performance Ratios

Net Worth Ratio [1]
17.62%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.07%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
49.45%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -4.85%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.21%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -6.13%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

228-A Rue des Voyages

Lafayette, LA, 70508-2541
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by 3RD DISTRICT HIGHWAY (Charter #14226).

Main Office

Main Office Main Office

Type: Corporate Office

228-A Rue des Voyages

Lafayette, LA 70508-2541

Phone: (337) 262-6145

Services: Member Services

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Additional Branches

Lafayette

B1 Bank

Type: Branch Office

1201 Camellia Blvd Ste 100

Lafayette, LA 70508-7228

Phone: (337) 593-7522

Services: None specified

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LA DOTD

Type: Corporate Office

228 Rue des Voyages

Lafayette, LA 70508-2541

Phone: (337) 262-6100

Services: None specified

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