WALTON COUNTY TEACHERS Credit Union Profile

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WALTON COUNTY TEACHERS

Charter #14186 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (850) 892-2024

Fax:

Founding Date: N/A

Website: https://www.waltoncountyteachersfcu

Personnel & Operations

President: Manning, Dawn

Manager: Hall, Tracy

FT Employees: 7

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: 8:30AM-5:00PM

Credit Union Profile Summary

WALTON COUNTY TEACHERS is a FCU Credit Union. With a total of 2,551 members [1], this institution manages approximately $28,329,133 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.38% [1].

Financial Snapshot

Total Assets [1]
$28,329,133

Total economic resources.

Total Loans [1]
$13,686,133

Total value of outstanding loans.

Total Deposits [1]
$25,247,082

Total funds deposited by members.

Members [1]
2,551

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.83%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
54.21%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
7.21%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-7.38%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-3.63%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

WALTON COUNTY TEACHERS FCU, 1586 US

DEFUNIAK SPRING, FL, 32433-1416

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by WALTON COUNTY TEACHERS (Charter #14186).

Main Office

WALTON COUNTY TEACHERS FCU Main Office

Type: Corporate Office

WALTON COUNTY TEACHERS FCU

1586 US HIGHWAY 90 W

Defuniak Springs, FL 32433-1416

Phone: (850) 892-2024

Services: Member Services, ATM, Drive-Thru

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