FIRST COUNTY Credit Union Profile

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FIRST COUNTY

Charter #14163 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (765) 284-3471

Fax: (765) 282-3863

Founding Date: N/A

Website: http://www.firstcountyfcu.org

Personnel & Operations

President: Fox, Michael

Manager: Eskew, Julie

FT Employees: 9

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: MONDAY 8:30-5:00, TUESDAY 8:30-5:00, WEDNES

Credit Union Profile Summary

FIRST COUNTY is a FCU Credit Union. With a total of 3,368 members [1], this institution manages approximately $33,355,416 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.06% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -9.85% [1].

Financial Snapshot

Total Assets [1]
$33,355,416

Total economic resources.

Total Loans [1]
$12,882,713

Total value of outstanding loans.

Total Deposits [1]
$29,939,717

Total funds deposited by members.

Members [1]
3,368

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.06%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.53%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
43.03%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.29%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -9.85%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -5.15%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1100 W 11TH ST

MUNCIE, IN, 47302-2232
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by FIRST COUNTY (Charter #14163).

Main Office

Main Office-1100 W 11th St Main Office

Type: Corporate Office

1100 W 11th St

Muncie, IN 47302-2232

Phone: (765) 284-3471

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Muncie

Elm Street Branch

Type: Branch Office

1805 N Elm St

Muncie, IN 47303-2104

Phone: (765) 282-2236

Services: Member Services

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