EDISTO Credit Union Profile
Showing details for EDISTO Credit Union.
Credit Union Profile for: EDISTO
EDISTO
Headquarters Contact & Staff
Contact & Info
Phone: (803) 535-0077
Fax: (803) 539-9020
Founding Date: N/A
Website: https://www.edistofederalcu.org
Personnel & Operations
President: Montgomery, Georgia
Manager: Moorer, Mary
FT Employees: 9
PT Employees: 0
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 34
Branches: 1
Hours: 9AM-5PM
Credit Union Profile Summary
EDISTO is a FCU Credit Union. With a total of 2,801 members [1], this institution manages approximately $23,191,313 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 17.27% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.48% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
N/A / 5.0Total Approved Reviews:
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Branch Locations
Found 1 branches reported by EDISTO (Charter #1397).
Main Office
Edisto Federal Credit Union Main Office
1880 Russell St
Orangeburg, SC 29115-6107
Phone: (803) 535-0077
Services: Member Services, ATM, Drive-Thru