CHADRON Credit Union Profile

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CHADRON

Charter #13966 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (308) 432-2588

Fax: (308) 432-2588

Founding Date: N/A

Website: http://www.chadronfcu.org

Personnel & Operations

President: Sinn, Laure

Manager: Guajardo, Lisa

FT Employees: 7

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: 8-5 MONDAY THRU FRIDAY

Credit Union Profile Summary

CHADRON is a FCU Credit Union. With a total of 2,238 members [1], this institution manages approximately $20,300,878 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.56% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.91% [1].

Financial Snapshot

Total Assets [1]
$20,300,878

Total economic resources.

Total Loans [1]
$15,066,123

Total value of outstanding loans.

Total Deposits [1]
$17,745,360

Total funds deposited by members.

Members [1]
2,238

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.56%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.99%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
84.90%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.64%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-7.91%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.53%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

126 E 3RD ST

CHADRON, NE, 69337-2381

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by CHADRON (Charter #13966).

Main Office

Office Location Main Office

Type: Corporate Office

126 E 3rd St

Chadron, NE 69337-2381

Phone: (308) 432-2588

Services: Member Services, ATM, Drive-Thru

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