OREM CITY EMPLOYEES Credit Union Profile

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OREM CITY EMPLOYEES

Charter #13965 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (801) 229-7168

Fax: (801) 229-7352

Founding Date: N/A

Website: http://www.cu.orem.org

Personnel & Operations

President: Heckert, Julie

Manager: Nifong, Myrna

FT Employees: 0

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 1

Hours: 9 TO 5:30 M-T; 9 TO 5:00 FRIDAY

Credit Union Profile Summary

OREM CITY EMPLOYEES is a FCU Credit Union. With a total of 731 members [1], this institution manages approximately $2,643,760 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.74% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -15.91% [1].

Financial Snapshot

Total Assets [1]
$2,643,760

Total economic resources.

Total Loans [1]
$1,750,675

Total value of outstanding loans.

Total Deposits [1]
$2,249,848

Total funds deposited by members.

Members [1]
731

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.74%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.22%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
77.81%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.52%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-15.91%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-15.00%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

56 N STATE ST

OREM, UT, 84057

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by OREM CITY EMPLOYEES (Charter #13965).

Main Office

Only Office Main Office

Type: Corporate Office

56 N State St

Orem, UT 84057

Phone: (801) 229-7168

Services: Member Services

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