PUERTO RICO Credit Union Profile

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PUERTO RICO

Charter #13939 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (787) 749-0500

Fax: (787) 749-8765

Founding Date: N/A

Website: http://www.prfedcu.com

Personnel & Operations

President: Ramos, Gregorio

Manager: MARTINEZ GOMEZ, JOMAR

FT Employees: 43

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 53

Branches: 4

Hours: Mon-Fri 7:00 am - 3:00pm Sat 8:00 am - 12:

Credit Union Profile Summary

PUERTO RICO is a FCU Credit Union. With a total of 23,976 members [1], this institution manages approximately $186,388,460 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.01% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.75% [1].

Financial Snapshot

Total Assets [1]
$186,388,460

Total economic resources.

Total Loans [1]
$133,269,735

Total value of outstanding loans.

Total Deposits [1]
$164,572,593

Total funds deposited by members.

Members [1]
23,976

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.01%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.02%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
80.98%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -6.38%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.75%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.07%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

55 Calle Resolucion

Caparra, PR, 00920-2727
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 4 branches reported by PUERTO RICO (Charter #13939).

Main Office

PR Federal Credit Union Main Office

Type: Corporate Office

55 Calle Resolucion

Caparra, PR 00920-2727

Phone: (787) 749-0500

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Aguadilla

PRFCU Aguadilla Branch

Type: Branch Office

35 Ramey Shopping Ctr

Aguadilla, PR 00603-1262

Phone: (787) 890-8251

Services: Member Services, ATM

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Manati

PRFCU Manati Branch

Type: Branch Office

148 Bda Felix Cordova Davila

Plaza Karoma

Manati, PR 00674

Phone: (787) 749-0500

Services: Member Services

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Quebradillas

PRFCU Quebradillas Branch

Type: Branch Office

carr. 113 km 12.2

Barrio Cacao Sector La Romana

Quebradillas, PR 00678-0067

Phone: (787) 895-3030

Services: Member Services

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