THE BRIDGEWAY Credit Union Profile

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THE BRIDGEWAY

Charter #13852 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (334) 291-3000

Fax: (334) 291-5036

Founding Date: N/A

Website: http://www.bridgewaycu.org

Personnel & Operations

President: Lewis, Rachel

Manager: Nichols, Kimberly

FT Employees: 33

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 3

Hours: Mon-Thurs 9-5 Fri-9-6

Credit Union Profile Summary

THE BRIDGEWAY is a FCU Credit Union. With a total of 7,288 members [1], this institution manages approximately $63,973,243 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.64% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 14.25% [1].

Financial Snapshot

Total Assets [1]
$63,973,243

Total economic resources.

Total Loans [1]
$40,311,585

Total value of outstanding loans.

Total Deposits [1]
$52,780,888

Total funds deposited by members.

Members [1]
7,288

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.64%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.05%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
76.38%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -3.60%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 14.25%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.92%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1810 Opelika Rd

Phenix City, AL, 36867
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 4 branches reported by THE BRIDGEWAY (Charter #13852).

Main Office

Bridgeway Main Office

Type: Corporate Office

1810 Opelika Rd

Phenix City, AL 36867

Phone: (334) 291-3000

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Albany

Westover

Type: Branch Office

1115 N Westover Blvd

Albany, GA 31707

Phone: (229) 439-1448

Services: Member Services, ATM, Drive-Thru

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Columbus

Columbus

Type: Branch Office

709 Veterans Pkwy

Columbus, GA 31901

Phone: (706) 987-8000

Services: Member Services, ATM, Drive-Thru

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Leesburg

Lee County

Type: Branch Office

1150 US Highway 19 S

Leesburg, GA 31763

Phone: (229) 439-7600

Services: Member Services, ATM, Drive-Thru

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