ELKO Credit Union Profile

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ELKO

Charter #13800 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (775) 738-4083

Fax: (775) 738-2582

Founding Date: N/A

Website: http://www.efcu.org

Personnel & Operations

President: Ballew, Thomas

Manager: Sorenson, Todd

FT Employees: 34

PT Employees: 18

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 66

Branches: 2

Hours: 8:00 AM TO 5:00 PM MONDAY - THURSDAY

Credit Union Profile Summary

ELKO is a FCU Credit Union. With a total of 18,135 members [1], this institution manages approximately $315,428,683 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.98% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.78% [1].

Financial Snapshot

Total Assets [1]
$315,428,683

Total economic resources.

Total Loans [1]
$211,396,086

Total value of outstanding loans.

Total Deposits [1]
$273,884,381

Total funds deposited by members.

Members [1]
18,135

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.98%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.27%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
77.18%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 11.59%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 9.78%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.90%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2397 MOUNTAIN CITY HWY

ELKO, NV, 89801
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by ELKO (Charter #13800).

Main Office

Elko Main Office

Type: Corporate Office

2397 Mountain City Hwy

Elko, NV 89801

Phone: (775) 738-4083

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Spring Creek

Spring Creek

Type: Branch Office

580 Spring Valley Ct

Spring Creek, NV 89815-6812

Phone: (775) 753-6272

Services: Member Services, ATM, Drive-Thru

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