DIAMOND LAKES Credit Union Profile

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DIAMOND LAKES

Charter #13762 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (501) 332-6530

Fax: (501) 332-8361

Founding Date: N/A

Website: http://www.diamondlakesfcu.org

Personnel & Operations

President: Ashcraft, Cecilia

Manager: Passafiume, Tammy

FT Employees: 32

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 66

Branches: 3

Hours: Monday-Tuesday & Thursday 8:00 to 4:15 Wed

Credit Union Profile Summary

DIAMOND LAKES is a FCU Credit Union. With a total of 9,212 members [1], this institution manages approximately $78,742,383 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 21.97% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.35% [1].

Financial Snapshot

Total Assets [1]
$78,742,383

Total economic resources.

Total Loans [1]
$53,011,165

Total value of outstanding loans.

Total Deposits [1]
$62,571,611

Total funds deposited by members.

Members [1]
9,212

Number of active members.

Performance Ratios

Net Worth Ratio [1]
21.97%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.13%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
84.72%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
0.21%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
3.35%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.80%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

7333 Highway 270

Malvern, AR, 72104-2078

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by DIAMOND LAKES (Charter #13762).

Main Office

Malvern Office Main Office

Type: Corporate Office

7333 Highway 270

Malvern, AR 72104-2078

Phone: (501) 332-6530

Services: Member Services, Drive-Thru

Open in Directions

Additional Branches

Hot Springs

Hot Springs Central Office

Type: Branch Office

4032 Central Ave

Hot Springs, AR 71913

Phone: (501) 525-6530

Services: Member Services, ATM, Drive-Thru

Open in Directions

Hot Springs Grand Office

Type: Branch Office

115 E Grand Ave

Hot Springs, AR 71901

Phone: (501) 525-6530

Services: Member Services, Drive-Thru

Open in Directions